Dental Insurance

Dental care is one of the most desired and valued benefits available to Plan Members.

The program offers Dental Care based on a ‘building block’ approach:

1. Basic and Preventative Plan. This includes regular dental check-ups, cleanings, extractions and fillings. Endodontic treatment (root canal) and periodontal treatment (gum disease) can be covered at the basic level as well
2. Major Restorative Care may be added; this covers crowns and bridgework
3. Orthodontic coverage is available

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Dental Insurance Rates

Plans can be designed with various deductibles or levels of coinsurance. Annual maximums can also be placed on different coverage levels.

Groups can design a plan to include:

• Coinsurance for Major Restorative and Orthodontic Care
• Annual maximum for Major Restorative Care
• Annual deductible for Dental Insurance

Each plan design feature will create different pricing options for each member group. The program allows for high quality dental coverage at an affordable cost.