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Accidental Death and Dismemberment

Accidental Death & Dismemberment (AD&D)

AD&D Insurance acts as an added form of protection should a Plan Member suffer a severe accident causing death or a specific loss as identified in the insurer’s Loss Schedule. This benefit is not applicable to all Diocese. Please refer to your benefit booklet for further details.

Coverage for AD&D Insurance is available to match the level of the Basic Life Insurance.

AD&D benefits are payable in addition to Life Insurance should an accident result in death (“double indemnity”).

Examples of covered losses include:

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Optional Accidental Death & Dismemberment (AD&D) Insurance

Similar to Optional Life Insurance, Optional AD&D Insurance can be purchased by a Plan Member through payroll deduction. Optional AD&D provides another means to protect against the financial hardship caused by a severe accident.

Optional AD&D Insurance is available with the following features:

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Optional Accidental Death & Dismemberment (AD&D) Insurance Rates

A flat, competitive rate for optional AD&D Insurance is available to all member groups.

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